Non-Qualified (Non-QM)

These mortgage options provides the non-traditional borrower financing options. Below are a few examples:

• Bank Statements - Qualify using banks statements to document self-employment, investment income or tips instead of providing tax returns. A great solution for self-employed borrowers and tip industry workers.

• Investor Cash Flow - Investors can use the expected rent income for income qualification to purchase a property. No income documents needed.

• RefinanceAsset Qualifier - Use cash reserves and assets to qualify for a home loan versus the traditional income and employment qualification requirements.

• Just Missed (No More) - Use assets and income to supplement typical qualifying income requirements, even with unpredictable income or recent credit challenges.