JUMBO Loans

Loans that exceed the conforming loan limits set by Fannie Mae and Freddie Mac are known as Jumbo loans. Fixed and adjustable rate terms available. Loans available up to $3 million.

  • Element Funding Jumbo Loan products up to $3 Million.

  • Choose from 10, 15, 20, 25, 30 year fixed rate programs.

  • Choose from 5/1, 7/1, and 10/1 adjustable rate products.

  • Loan available with up to 90% financing and No Mortgage Insurance!

  • Minimum credit score of 680.

  • Had a prior Bankruptcy or Short sale? We may have a program for you as long as you can meet a 4 year seasoning requirement.

  • Do you have a limited or thin credit profile? We have loan that permit you to build non-traditional credit!